How Our Investment Philosophy Benefits You

Whether you are a first-timer or an experienced investor, we can help.

As full time investors ourselves, we help you build a wealth producing managed investment portfolio, backed by comprehensive, independent research and personalised investment advice.

And because we’re a boutique business and not owned by a bank, our recommendations are designed to suit you, not us.

We agree what strategy and asset types suit you anddevelop an investment portfolio to help you make informed decisions, give you the results you’re after and help bring your dreams closer.

Our Investment Philosophy is not like most others…

We don’t worry about things we cannot change like world events or who will be elected next at the polls. And we don’t listen to the ‘noise’ the media provides about the various markets.

We only focus on YOUR economy (financial situation), not THE economy. Your economycan be changed.

We invest in high quality opportunities and invest firstly for a return on your money and secondly for growth. We look at the bottom line (intrinsic) value of an opportunity and we invest for the long term – a minimum of 5+ years.

Because of this, we live by: “Do the hard work once…and get paid forever.”

How This Benefits You

When investing in shares,you are effectively investing in businesses, so we look at the performance of eachunderlying business first. Based on our Investment Philosophy, our investment managers analyse these businesses to ensure they meet the following criteria:

• Actively demonstrate “Visionary Leadership” backed by proven, quality management
• Clearbusiness direction for the next 5+ years (not just the short term)
• Low debt, excellent cash flow and have Organic Growth Opportunities
• Offer a compelling customer proposition and have a Sustainable Competitive Advantage
• High return on capital at least 4% above their relevant benchmark, for a minimum of 5 years.

There are also two general ways you can invest in managed funds: the Shotgun Approach or the Laser Focus Approach.

The Shotgun Approach is like throwing mud (your money) at a brick wall (hundreds of businesses) and hoping some of it sticks (you get a return).

We use a Laser Focus Approach (based on our Investment Philosophy criteria), backed by comprehensive research, specialist knowledge and experience, to invest in ~80 high quality stocks, across Australian and International shares, Property funds and/or Bonds.

This approach weeds out poor performing businesses that reduce your investment return and means you invest in high quality businesses that often outperform their competitors.

Something Important to Consider. Did you know that most of us will earn well over a million dollars in our lifetime?

If you are paid on average $60,000 a year and work for 35 years then you would have earned $2,100,000. But if you don’t invest any of your money to get a return, how much will you have left after your lifetime of working?

Let’s take a look at how investing a little each week over a long period of time, can set you free.

 

Let’s say you started with $5,000 and then…

• Invested $100 per week from age 25, compounded at 10%, you would have $3,325,697 by age 65. Yes, you read correctly!
• Invested $100 per week from age 35, compounded at 10%, you would have $1,204,861 by age 65.
• Invested $100 per week from age 45, compounded at 10%, you would have $404,108 by age 65.

Don’t you wish someone had told you that earlier!

But if you haven’t started yet, don’t worry.

You can always increase your starting amount and or the regular amounts you invest.

The key is start – no matter how much you have right now.

While we have not taken into account taxes and fees you will pay, this example demonstrates the power of automatic investing over the long term. There are many different legal structures and strategies that can be used to effectively reduce the tax and fees you pay.